200K Funded Account Payout: The Path Behind Daniel B.'s $1,480
Daniel B.'s $1,480 certificate is the largest of the 9 verified payouts issued on 4 November 2026, and it comes from the largest account in the batch. The Trading Desk walks through the 2-Step $200,000 path and shows why size cuts both ways.
OctoFunded Trading DeskUpdated ยท 9 min read
A 200K funded account payout on the OctoFunded 2-Step works like any other size, 80% of the simulated profit made inside the rules, but every percentage point is worth $2,000 gross, and Daniel B.'s verified $1,480 certificate, the largest of the 9 issued on 4 November 2026, shows what a return of under 1% looks like at that scale. It is the biggest payout in the batch. It is not the biggest percentage. That gap is the subject of this story.
The certificate is public: app.octofunded.com/verify/e87cda7e-cba3-5c05-91cf-a378dd4b5fef. Issued 4 November 2026. Amount: $1,480. Account: 2-Step $200,000. Those are the only facts about Daniel B. The Trading Desk will walk the path that payout had to travel and do the math, without inventing the trader.
The 2-Step $200,000 rules in dollars
| Rule | Percentage | In dollars on $200,000 |
|---|---|---|
| Phase 1 profit target | 10% | $20,000 (balance to $220,000) |
| Phase 1 minimum days | 3 | 3 days |
| Phase 2 profit target | 5% | $10,000 (balance to $210,000) |
| Phase 2 minimum days | 3 | 3 days |
| Max daily loss | 5% | $10,000 per day |
| Max loss (static) | 10% | $20,000 (floor at $180,000) |
| Time limit | None | None |
| Leverage | 1:100 | 1:100 |
| Profit split | 80% | $1,600 per 1% of gross profit |
| First payout | 14 days after funded activation | then every 7 days |
| Minimum payout | n/a | $50 |
| KYC | Required | Required |
| Fee refund | With first payout | $999 list, $899.10 with OFF10 |
Source: OctoFunded public plans, checked 7 November 2026.
Same percentage, bigger dollars: why size matters
Every 2-Step size uses the same percentages: 10% and 5% targets, 5% daily loss, 10% static max loss, 80% split. What changes is the base. That single fact explains why the largest payout in the batch came from the largest account, and also why that account carries the largest risk in dollars.
Here is what 1% of gross simulated profit is worth to the trader at each 2-Step size, next to the dollar risk limits:
| Account | Price (list / OFF10) | 1% gross profit | Trader share of 1% (80%) | Daily loss limit (5%) | Max loss (10%) |
|---|---|---|---|---|---|
| $10,000 | $79 / $71.10 | $100 | $80 | $500 | $1,000 |
| $25,000 | $179 / $161.10 | $250 | $200 | $1,250 | $2,500 |
| $50,000 | $309 / $278.10 | $500 | $400 | $2,500 | $5,000 |
| $100,000 | $529 / $476.10 | $1,000 | $800 | $5,000 | $10,000 |
| $200,000 | $999 / $899.10 | $2,000 | $1,600 | $10,000 | $20,000 |
Read across the $200,000 row. One percent of profit pays the trader $1,600. One bad day can cost up to $10,000 of the account's room before the daily limit stops it. The rules are proportional, so the trade-off does not get better or worse in percentage terms. It just gets louder in dollars.
Daniel B.'s certificate implies about 0.93%. On a $10,000 account, the same 0.93% would have paid roughly $74 to the trader. On $200,000 it paid $1,480. The trader's percentage result is what the rules measure; the account size is what turns it into dollars.
The other side: more risk in dollars
The Trading Desk wants to be blunt here, because "bigger account, bigger payout" is only half a sentence.
The fee is larger. $999 list, $899.10 with OFF10. That is the real money at risk. If the account breaches a limit before a payout, the fee is not refunded.
The swings are larger. A 1% move against a position sized at 1% risk costs $2,000 on $200,000. The daily limit at $10,000 is reached by losses that would only be $5,000 on $100,000 at the same percentage risk.
The temptation is larger. Large numbers on screen can push traders to size up. The rules do not scale with confidence. Our guide to risk per trade on a funded account and the daily loss limit explainer cover this in detail.
Illustrative example, not this trader's actual trades: a trader risking 0.25% per trade on $200,000 risks $500 per position. Twenty full losses in one day would be needed to hit the $10,000 daily limit. The same trader risking 2% per trade ($4,000) would hit that limit with three losses (two losses at $8,000 plus a third that pushes past $10,000). The account is the same. The size choice is what changes the risk.
The path this payout travelled
Stage 1: the challenge starts
The journey starts at checkout with a $999 fee, or $899.10 with OFF10. From the first trade, the $10,000 daily limit and the $180,000 static floor are active. We do not know which price Daniel B. paid, when he bought the account or whether it was his first attempt.
Stage 2: Phase 1, $20,000 to make
Phase 1 requires 10% profit, $20,000, over a minimum of 3 trading days with no time limit. That target alone is more than ten times the gross profit implied by Daniel B.'s payout. Our article on how to pass a prop firm challenge is the place to start for this stage.
Stage 3: Phase 2, $10,000 more
Phase 2 requires 5%, $10,000, over a minimum of 3 trading days. Limits unchanged. The fastest the rules allow through both phases is 6 trading days in total. Daniel B.'s actual pace is not on the certificate. The two-step prop firm challenge guide explains both phases side by side.
Stage 4: funded
After Phase 2, the funded account is activated with the same 5% and 10% limits, and the 14-day clock to the first payout begins. For what changes and what does not, see after passing a prop firm challenge and our batch story from challenge to funded account.
Stage 5: the payout request
A payout request needs profit, at least $50 to withdraw, approved KYC and the 14-day wait (then every 7 days). The math on this certificate:
- Trader share: $1,480
- Gross simulated profit at 80%: $1,480 / 0.8 = $1,850
- As % of $200,000: about 0.93%
- Firm share (20%): $370
- Compared with the daily loss limit: the gross profit is under a fifth of one day's $10,000 loss allowance
The certificate shows one amount. It does not separate a fee refund from profit share or say whether this was a first payout. Our math assumes the full $1,480 is profit share. More on the process in how prop firm payouts work.
Stage 6: the certificate
Check it directly: app.octofunded.com/verify/e87cda7e-cba3-5c05-91cf-a378dd4b5fef.
Where Daniel B. sits among the 9 verified certificates
| Trader | Payout | Account | Gross profit at 80% | % of account | Certificate |
|---|---|---|---|---|---|
| Sebastian M. | $125 | 2-Step $10,000 | $156.25 | 1.56% | verify |
| Ethan C. | $315 | 2-Step $50,000 | $393.75 | 0.79% | verify |
| Oliver B. | $420 | 2-Step $25,000 | $525.00 | 2.10% | verify |
| Lucas W. | $580 | 2-Step $100,000 | $725.00 | 0.73% | verify |
| Noah W. | $725 | 2-Step $50,000 | $906.25 | 1.81% | verify |
| Henry S. | $890 | 2-Step $100,000 | $1,112.50 | 1.11% | verify |
| Alexander F. | $950 | 2-Step $50,000 | $1,187.50 | 2.38% | verify |
| Thomas A. | $1,250 | 2-Step $100,000 | $1,562.50 | 1.56% | verify |
| Daniel B. (this story) | $1,480 | 2-Step $200,000 | $1,850.00 | 0.93% | verify |
Gross profit assumes the full payout is an 80% profit share.
Daniel B. is first by dollars and, at 0.93%, in the lower half by percentage. Alexander F. on $50,000 implies about 2.38%, the highest percentage in the batch, with a payout of $950. Thomas A. on $100,000 implies 1.56% for $1,250; his story is in prop firm payout over $1,000. The ranking changes completely depending on whether you sort by dollars or by percentage, which is exactly why account size belongs in any honest comparison.
How this page differs from our size and large-payout guides
Our $200K funded account page compares the price and rules of $200K plans across markets. Our large prop firm payouts guide covers 100K+ withdrawals in general, and reaching a $1,000 payout looks at the four-figure milestone. This page focuses on one verified 200K funded account payout and the two-sided effect of size: what 1% earns, and what 5% and 10% cost.
Other stories in this batch: the 10K challenge payout, the 25K funded account payout, the 50K first payout, the 2-Step challenge payout story, the 100K funded account payout and the profit split payout breakdown. The wider set is in prop firm payout examples.
Choosing a size: questions to ask yourself
The Trading Desk does not recommend a size. These questions come straight from the rules table:
- Can I afford to lose the fee? On $200,000 it is $999, or $899.10 with OFF10.
- Would my normal position size keep me far from a $10,000 daily loss? If your plan uses percentage risk, the dollar numbers will be double those on $100,000.
- Does a $20,000 Phase 1 target change how I trade? If a bigger number pushes you to size up, a smaller account with the same percentages may suit your plan better.
If you want more on scaling decisions, see scaling multiple accounts.
Watch and follow
The "Payout Proof" video on YouTube @OctoFunded shows how to check a certificate step by step. New certificates are shared on X. Rule questions are welcome in our Telegram community. Certificate cards are posted on Instagram. The desk publishes chart ideas on TradingView.
FAQ
How much is a payout on a 200K funded account?
It depends on the profit made inside the rules. At the 80% split, every 1% of gross simulated profit on $200,000 is $2,000, of which $1,600 goes to the trader. Daniel B.'s verified $1,480 payout implies $1,850 of gross profit, about 0.93% of the account.
What are the 2-Step $200,000 rules in dollars?
Phase 1 target 10% ($20,000), Phase 2 target 5% ($10,000), each with a minimum of 3 trading days and no time limit. Max daily loss 5% ($10,000) and static max loss 10% ($20,000, floor at $180,000). Profit split 80%.
How much does a 2-Step $200,000 account cost?
$999 list price, or $899.10 with the OFF10 code. The fee is refunded with the first payout.
Is a bigger account riskier?
The percentage rules are the same on every 2-Step size, but the dollar amounts scale. On $200,000 the daily loss limit is $10,000 and the total loss room is $20,000, so the same position size in percentage terms moves twice as many dollars as on $100,000. The fee you can lose is also larger.
When can I request a payout on a 200K funded account?
14 days after funded activation, then every 7 days. The minimum payout is $50 and KYC is required.
Risk Disclosure: Trading involves substantial risk of loss. This article describes a real verified payout, but past payouts do not guarantee future results. You may lose your entire account fee. OctoFunded provides simulated capital; you trade a demo environment, not live markets. All figures illustrate program mechanics and are not financial advice. Read the full Risk Disclosure before trading.
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