Prop Firm Payout Over $1,000: The Path Behind Thomas A.'s $1,250
Thomas A.'s verified $1,250 payout on a 2-Step $100,000 account is one of two four-figure certificates in the November batch. The Trading Desk walks the path it travelled and shows what a $1,000+ payout requires at each account size.
OctoFunded Trading DeskUpdated ยท 9 min read
A prop firm payout over $1,000 on an OctoFunded 2-Step $100,000 account needs about $1,250 of gross simulated profit at the 80% split, and Thomas A.'s verified $1,250 certificate shows one trader who crossed that line after passing both phases and reaching the funded stage. The certificate does not say how he traded. It does say that the path, from checkout to four figures, was completed.
The certificate is public: app.octofunded.com/verify/7aac3ea1-2327-53c7-a246-49a93c699931. Issued 4 November 2026. Amount: $1,250. Account: 2-Step $100,000. Those four facts are all we have about Thomas A., and the Trading Desk will not add any more. What we can add is the route and the math.
The 2-Step $100,000 rules in dollars
| Rule | Percentage | In dollars on $100,000 |
|---|---|---|
| Phase 1 profit target | 10% | $10,000 |
| Phase 1 minimum days | 3 | 3 days |
| Phase 2 profit target | 5% | $5,000 |
| Phase 2 minimum days | 3 | 3 days |
| Max daily loss | 5% | $5,000 per day |
| Max loss (static) | 10% | $10,000 (floor at $90,000) |
| Time limit | None | None |
| Profit split | 80% | $800 per $1,000 of gross profit |
| First payout | 14 days after funded activation | then every 7 days |
| Minimum payout | n/a | $50 |
| KYC | Required | Required |
| Fee refund | With first payout | $529 list, $476.10 with OFF10 |
Source: OctoFunded public plans, checked 7 November 2026.
Why "over $1,000" is a percentage question, not a dollar question
People search for a prop firm payout over $1,000 as if four figures were one fixed hurdle. It is not. The same $1,000 trader share needs very different returns depending on the account size, because the split is a percentage and the account is the base.
At 80%, a $1,000 trader share always needs $1,250 of gross simulated profit. Here is what that is as a share of each 2-Step size:
| Account | Gross profit for $1,000 to trader | As % of account | Compared with Phase 2 target (5%) |
|---|---|---|---|
| $10,000 | $1,250 | 12.5% | 2.5 times the Phase 2 target |
| $25,000 | $1,250 | 5.0% | Equal to the Phase 2 target |
| $50,000 | $1,250 | 2.5% | Half the Phase 2 target |
| $100,000 | $1,250 | 1.25% | A quarter of the Phase 2 target |
| $200,000 | $1,250 | 0.625% | An eighth of the Phase 2 target |
That table explains a lot about the November batch. On a $10,000 account, a single four-figure payout would need a return larger than the whole Phase 1 target. On $100,000, it needs 1.25%. Thomas A.'s certificate implies about 1.56%, a little above that line.
The flip side matters just as much: the 5% daily loss limit and the 10% static max loss scale too. On $100,000 that is $5,000 a day and $10,000 total. Bigger accounts make the same percentage worth more in both directions. The $100K funded account page shows that trade-off across markets, and the $200K payout story goes further up the ladder.
The path, stage by stage
Stage 1: the purchase
The 2-Step $100,000 lists at $529, or $476.10 with OFF10. That fee is the trader's real-money risk. It comes back with the first payout. We do not know which price Thomas A. paid or when.
Stage 2: Phase 1, $10,000 to make
The first phase asks for 10% ($10,000) in a minimum of 3 trading days, with no time limit. The $5,000 daily loss limit and the $90,000 static floor are live from the first trade. Compare the numbers: the Phase 1 target is more than six times the gross profit implied by Thomas A.'s payout. The challenge is, by design, a bigger ask than a typical payout. Our guide on how to pass a prop firm challenge covers the risk sizing side.
Stage 3: Phase 2, $5,000 more
Phase 2 asks for 5% ($5,000) in a minimum of 3 days, with the same limits. The minimum time through both phases is 6 trading days. That is the rule, not Thomas A.'s pace, which is unknown. For the full structure, read our explainer on the two-step prop firm challenge.
Stage 4: funded
Once both phases are passed, the funded account is activated with the same 5% and 10% limits. The 14-day clock to the first payout starts. Read what happens after passing a prop firm challenge and the companion story from challenge to funded account for this handover.
Stage 5: the payout request
Payout requests need profit above the $50 minimum, approved KYC and the 14-day wait (then 7 days between payouts). The math on this certificate:
- Trader share: $1,250
- Gross simulated profit at 80%: $1,250 / 0.8 = $1,562.50
- Percentage of $100,000: about 1.56%
- Firm share (20%): $312.50
The certificate shows one figure. It does not say whether this was Thomas A.'s first payout, or how much of the amount (if any) relates to the fee refund. Our math assumes the whole $1,250 is profit share. See how prop firm payouts work for the process.
Illustrative example, not this trader's actual trades: a funded trader who risks 0.25% per trade ($250) and closes winners at twice the risk ($500) would need a net result of a little over three such winners, after losers, to reach $1,562.50 of gross profit. The same trader would need 20 consecutive full losses to touch the $5,000 daily limit. This is arithmetic about the rules, nothing more.
Stage 6: the certificate
You can check it yourself: app.octofunded.com/verify/7aac3ea1-2327-53c7-a246-49a93c699931.
Where Thomas A. sits among the 9 verified certificates
| Trader | Payout | Account | Gross profit at 80% | % of account | Certificate |
|---|---|---|---|---|---|
| Sebastian M. | $125 | 2-Step $10,000 | $156.25 | 1.56% | verify |
| Ethan C. | $315 | 2-Step $50,000 | $393.75 | 0.79% | verify |
| Oliver B. | $420 | 2-Step $25,000 | $525.00 | 2.10% | verify |
| Lucas W. | $580 | 2-Step $100,000 | $725.00 | 0.73% | verify |
| Noah W. | $725 | 2-Step $50,000 | $906.25 | 1.81% | verify |
| Henry S. | $890 | 2-Step $100,000 | $1,112.50 | 1.11% | verify |
| Alexander F. | $950 | 2-Step $50,000 | $1,187.50 | 2.38% | verify |
| Thomas A. (this story) | $1,250 | 2-Step $100,000 | $1,562.50 | 1.56% | verify |
| Daniel B. | $1,480 | 2-Step $200,000 | $1,850.00 | 0.93% | verify |
Gross profit assumes the full payout is an 80% profit share.
Read the table by percentage, not by dollars, and the picture changes. Thomas A. is second by amount. By percentage of account, he matches Sebastian M. at about 1.56%, while Alexander F. ($950 on $50,000) and Oliver B. ($420 on $25,000) show higher percentages with smaller payouts. Daniel B., the largest payout, implies one of the lower percentages because his account is twice the size.
That is the key lesson of four figures: on the 2-Step, the dollar size of a payout tells you as much about the account as about the trading. Henry S. on the same $100,000 size sits just below the line at $890; see his path from challenge to funded account.
How this differs from our milestone and large-payout guides
Our reaching a $1,000 payout article looks at the four-figure threshold across several traders. Our large prop firm payouts guide covers withdrawals on 100K+ accounts in general. This page goes one level deeper on a single certificate: the exact dollar rules for its size, the percentage math, and the table above that shows how account size shapes what "over $1,000" means.
For the other stories in this batch, see the 10K challenge payout, the 25K funded account payout, the 50K first payout, the 2-Step payout story, the 100K funded account payout and the profit split payout breakdown. The full collection is in prop firm payout examples.
What a four-figure payout does and does not change
It does not change the rules. After a payout, the $5,000 daily and $10,000 static limits on $100,000 still apply. A static floor means it is measured from the original balance. Our static vs trailing drawdown guide explains why that matters after a withdrawal.
It does settle the fee question. On the 2-Step the fee is refunded with the first payout. On a $100,000 account the fee is $529 list or $476.10 with OFF10, so a first payout at this level is well above the entry cost.
It does not predict the next payout. Payouts are available every 7 days after the first, but each one depends on new profit inside the limits. One certificate is one data point.
Watch and follow
The "Payout Proof" video on our YouTube channel @OctoFunded walks through how a certificate is verified. We post new certificates on X. Questions about rules get answered in our Telegram group. Certificate visuals appear on Instagram. Chart ideas from the desk live on TradingView.
FAQ
How much profit do you need for a prop firm payout over $1,000?
At an 80% split, a $1,000 trader share needs $1,250 of gross simulated profit. That is 12.5% of a $10,000 account, 5% of $25,000, 2.5% of $50,000, 1.25% of $100,000 and 0.625% of $200,000.
How much gross profit is behind Thomas A.'s $1,250 payout?
At an 80% split, $1,250 corresponds to $1,562.50 of gross simulated profit, about 1.56% of a $100,000 account. This assumes the full amount is profit share; the certificate does not break it down.
When can a 2-Step trader request the first payout?
14 days after the funded account is activated, then every 7 days. The minimum payout is $50, KYC is required, and the challenge fee is refunded with the first payout.
Is a four-figure payout common?
We do not publish payout statistics. In the batch of 9 certificates issued on 4 November 2026, two were above $1,000: Thomas A. ($1,250) and Daniel B. ($1,480). Nine certificates are not a statistical sample.
Does the certificate show Thomas A.'s strategy?
No. It shows the trader's name, the amount, the account type and size, and the issue date. Trades, instruments, timing and strategy are not part of the certificate.
Risk Disclosure: Trading involves substantial risk of loss. This article describes a real verified payout, but past payouts do not guarantee future results. You may lose your entire account fee. OctoFunded provides simulated capital; you trade a demo environment, not live markets. All figures illustrate program mechanics and are not financial advice. Read the full Risk Disclosure before trading.
Ready to aim for your own first payout?
See 2-Step pricing
