A $200K Funded Account: What It Costs Across Every Market
Seven $200K plans across Classic, Perpetuals and Futures, from $854.10 with OFF10. Price per $1K, room per fee dollar, every limit in dollars and the payout arithmetic.
OctoFunded Trading DeskUpdated ยท 8 min read
A $200K funded account at OctoFunded is an account with $200,000 of simulated capital that costs $949 on the Classic 1-Step, or $854.10 with the public code OFF10, with a $20,000 profit target and an $8,000 daily loss limit. Seven plans are sold at this size, across Classic, Perpetuals and Futures, and the price gap between the lowest and the highest is $4,751. This page shows what each one buys you in dollars.
How much does a $200K funded account cost in each market?
| Plan ($200,000 simulated capital) | List price | With OFF10 | Per $1K (list) | Split | Fee refund |
|---|---|---|---|---|---|
| Classic 1-Step | $949 | $854.10 | $4.75 | 80% | With the first payout |
| Classic 2-Step | $999 | $899.10 | $5.00 | 80% | With the first payout |
| Perpetuals 2-Step | $1,759 | $1,583.10 | $8.80 | 90% | With the first payout |
| Perpetuals 1-Step | $1,959 | $1,763.10 | $9.80 | 90% | With the first payout |
| Futures 1-Step | $2,448 | $2,203.20 | $12.24 | 90% | With the first payout |
| Perpetuals Instant | $3,999 | $3,599.10 | $20.00 | 90% | None |
| Futures Instant | $5,700 | $5,130.00 | $28.50 | 90% | None |
Prices checked 30 October 2026.
Per $1K is the list price divided by 200, rounded to the cent. Classic Instant is not on the list because it stops at $100K. All sizes from $10K up are in the full OctoFunded price list, and how the code works at checkout is in the OctoFunded coupon code.
What is a $200K funded account?
It is a prop firm account with a $200,000 simulated balance that you trade under fixed rules. No real money is traded on your behalf. If you keep to the rules, you can request a payout, a share of the simulated profit, paid in USDT or USDC with a public on-chain transaction hash, subject to the program rules. The basics are in funded trading account.
You reach it by passing a 200k prop firm challenge, the 1-Step or the 2-Step, or by buying an Instant plan in Perpetuals or Futures. $854.10 is a real amount, so read is OctoFunded legit before you pay.
Why do the seven $200K plans cost so differently?
The price tracks two things: the market, and how much the rules ask you to prove before a payout.
- Classic (forex, metals, indices, BTC/ETH) has the lowest fees and the widest loss limits, with an 80% split. Our forex prop firm guide covers that market.
- Perpetuals trade 24/7, weekends included, on crypto, US stocks, gold and oil, with a 90% split and tighter limits. See crypto perpetuals prop firm.
- Futures cover dated crypto quarterlies and monthly index and commodity contracts, also at 90%, with the tightest limits.
- Instant plans skip the evaluation, so you pay up front for the time you do not spend in a phase.
What does each fee dollar buy in loss room?
Price per $1K tells you what the size costs. Room per fee dollar tells you how much simulated loss the fee covers before the account fails. It is the max loss divided by the list price.
| Plan at $200K | Max loss | Starting floor | Room per fee dollar |
|---|---|---|---|
| Classic 2-Step | $20,000 (10%), static | $180,000 | $20.02 |
| Classic 1-Step | $16,000 (8%), trailing | $184,000 | $16.86 |
| Perpetuals 2-Step | $12,000 (6%) | $188,000 | $6.82 |
| Perpetuals 1-Step | $12,000 (6%) | $188,000 | $6.13 |
| Perpetuals Instant | $14,000 (7%), static | $186,000 | $3.50 |
| Futures 1-Step | $8,000 (4%) | $192,000 | $3.27 |
| Futures Instant | $6,000 (3%), static | $194,000 | $1.05 |
The arithmetic: $20,000 / $999 = $20.02 and $6,000 / $5,700 = $1.05. On the Classic 2-Step, each dollar of fee sits behind about $20 of loss room. On Futures Instant, it is about $1. Neither is a forecast. It is a way to see what you are paying for. For more on this lens, read value per dollar.
What are the 200k prop firm challenge rules in dollars?
Each figure is the percentage multiplied by $200,000.
| Rule on $200,000 | Classic 1-Step | Classic 2-Step | Perps 1-Step | Perps 2-Step | Futures 1-Step |
|---|---|---|---|---|---|
| Profit target | $20,000 (10%) | $20,000 (10%), then $10,000 (5%) | $12,000 (6%) | $8,000 (4%), then $8,000 (4%) | $12,000 (6%) |
| Daily loss limit | $8,000 (4%) | $10,000 (5%) | $6,000 (3%) | $8,000 (4%) | $6,000 (3%) |
| Max loss | $16,000 (8%) | $20,000 (10%) | $12,000 (6%) | $12,000 (6%) | $8,000 (4%) |
| Best day cap | 50% of phase profit: $10,000 on a $20,000 phase | See the program rules | See the program rules | See the program rules | See the program rules |
| Rule on $200,000 | Perpetuals Instant | Futures Instant |
|---|---|---|
| Evaluation | None | None |
| Daily loss limit | $6,000 (3%) | $4,000 (2%) |
| Max loss | $14,000 (7%), static | $6,000 (3%), static |
| Payout timing | On demand after 6 trading days | On demand after 5 trading days |
On the Classic 1-Step the floor trails at the end of each day and locks at $200,000, the initial balance. Under a simple $16,000 trail, an end-of-day high of $210,000 would lift the floor to $194,000, and a high of $216,000 would lock it at $200,000. The static vs trailing drawdown guide walks through each variant. Classic evaluations pay every 14 days. Perpetuals and Futures evaluations have no minimum days and no time limit. For anything not listed here, see the full program rules.
Is $200K better value than $100K?
On Classic, the price per $1K keeps falling as the size grows.
| Classic 1-Step | List price | Per $1K | Target | Daily loss limit |
|---|---|---|---|---|
| $100K | $499 | $4.99 | $10,000 | $4,000 |
| $200K | $949 | $4.75 | $20,000 | $8,000 |
| $300K | $1,409 | $4.70 | $30,000 | $12,000 |
Prices checked 30 October 2026.
Going from $100K to $200K costs $450 more at list and doubles every dollar figure. The rules stay the same in percent, so the challenge is not easier at $200K. What changes is the dollar swing of your mistakes. If $8,000 in a day would change how you trade, the $100K funded account or even the $50K funded account may be the better fit. If you want to see where the size ladder ends, read the $1 million funded account.
What does a payout look like on $200K?
A payout is the split times the simulated profit in the cycle, plus the fee refund on the first payout of a 1-Step or 2-Step plan, subject to the program rules. The figures below are illustrative, not a record and not a forecast.
| Illustrative simulated profit on $200,000 | Classic (80%) | Perpetuals or Futures (90%) |
|---|---|---|
| $4,000 | $3,200 | $3,600 |
| $10,000 | $8,000 | $9,000 |
The arithmetic: $10,000 x 0.80 = $8,000 and $10,000 x 0.90 = $9,000. On the Classic 1-Step, the first payout also returns the $949 fee, or what you paid after OFF10. The fee refund article explains how that works.
An account can break a rule before it ever reaches a payout. The table only shows how the split is calculated.
How should you size trades on a $200K account?
Size from the dollar room, not from the account balance.
- Write down the daily limit and the floor before the first trade: $8,000 and $184,000 on the Classic 1-Step.
- Make each trade a slice of the day. At an illustrative $1,000 risk per trade, eight losses end the day on the Classic 1-Step, six on Perpetuals Instant and four on Futures Instant.
- Recalculate the floor after every end-of-day high on the Classic 1-Step until it locks.
- Watch the best day cap. On the Classic 1-Step, a $12,000 day needs at least $24,000 of phase profit before it fits.
The $1,000 is an example, not a recommendation. Pick yours with risk per trade.
FAQ
How much does a $200K funded account cost at OctoFunded?
From $949 for the Classic 1-Step, or $854.10 with the public code OFF10. The seven $200K plans run from $949 to $5,700 at list price, and OFF10 takes 10% off each one.
What is the profit target on a $200K prop firm challenge?
$20,000 on the Classic 1-Step, $20,000 then $10,000 on the Classic 2-Step, $12,000 on the Perpetuals 1-Step and the Futures 1-Step, and $8,000 per phase on the Perpetuals 2-Step. Instant plans have no evaluation.
What is the daily loss limit on a $200K account?
$8,000 on the Classic 1-Step, $10,000 on the Classic 2-Step, $6,000 on the Perpetuals 1-Step, Perpetuals Instant and Futures 1-Step, $8,000 on the Perpetuals 2-Step and $4,000 on Futures Instant.
Is there a $200K instant funded account?
Yes, in two markets: Perpetuals Instant at $3,999 and Futures Instant at $5,700, list price. Classic Instant stops at $100K.
Is $200K cheaper per $1K than $100K?
On the Classic 1-Step, yes: about $4.75 per $1K at $200K against $4.99 at $100K. The target and the loss limits double too, so compare the dollar room, not only the price.
Trade $200,000 of simulated capital
Seven $200K plans in three markets, a one-time fee, no time limit on any evaluation, and payouts in USDT or USDC with a public hash, subject to the program rules. OFF10 takes 10% off every plan.
