A $5K Funded Account: The Smallest Way In, Priced and Explained

A 5k funded account at OctoFunded is an account with $5,000 of simulated capital that costs $159 on the Perpetuals 1-Step, or $143.10 with the public code OFF10, with a $300 profit target and a $150 daily loss limit. It is one of only three OctoFunded plans under $10K. Below you get all three, every limit in dollars, the payout arithmetic and an honest look at the $10K plan that sits one step up.

How much does a $5K funded account cost?

Three plans are sold below $10K, all in the Perpetuals market. Here they are, sorted by size, with the Classic 1-Step $10K added as the reference point.

Prices checked 30 October 2026.

Per $1K is the list price divided by the size in thousands. Notice the first two rows: the same $159 buys $2,000 with no evaluation or $5,000 with a one-phase challenge. Every other size is in the full OctoFunded price list, and how to apply the code at checkout is in the OctoFunded coupon code. Before you pay, run the checklist in is OctoFunded legit.

What is a $5K funded account?

It is a prop firm account with a $5,000 simulated balance that you trade under fixed rules. No real money is traded on your behalf. If you keep to the rules, you can request a payout: a share of the simulated profit, paid in USDT or USDC with a public on-chain transaction hash, subject to the program rules.

At $5K there are two ways in. You pass a 5k prop firm challenge, the Perpetuals 1-Step, or you buy the Perpetuals Instant plan, which has no evaluation. If the challenge model is new to you, read prop firm challenge first.

Why start with $5K at all?

The small size changes the dollar stakes, not the rules. A 6% target is 6% at any size.

Three reasons traders pick a $5K account:

1. You want to learn the rule set before you size up. Daily limits, floors and the payout request work the same way at $5K as at $500K. Learning them on $5,000 is learning them for $159 at list.
2. You trade Perpetuals. Crypto, US stocks, gold and oil, 24/7, open on weekends. The $5K plans are the only Perpetuals plans under $10K. Our crypto perpetuals prop firm guide covers the market, and weekend trading covers Saturday and Sunday sessions.
3. You want a short target. $300 is the full target on the 1-Step $5K. There is no minimum number of days and no time limit.

And one reason not to: if price per dollar of capital is what you care about most, the $5K is not where you get it. That is the next section.

What are the 5k prop firm challenge rules in dollars?

Each figure below is the percentage multiplied by the starting balance.

The arithmetic: 6% of $5,000 is $300, 3% is $150 and 7% is $350. On $2,000, 3% is $60 and 7% is $140. Each starting floor is the balance minus the max loss. Check the full program rules for the reference point and reset time of the daily limit, and read how the daily loss limit is measured before your first session.

How much room does $150 a day really give you?

$150 is three losing trades at $50 each, or one at $150. Small dollars mean small position size. At $5K:

On the 1-Step, the $300 max loss equals two full daily limits. Two bad days at $150 each and the account is at its $4,700 floor. On the Instant $5K, the static floor sits at $4,650, so you have $50 more total room and the floor never moves. More on sizing in risk per trade on a funded account.

Is the $10K Classic 1-Step a better next step?

Look at the prices side by side. The Classic 1-Step $10K costs $69, or $62.10 with OFF10. That is $90 less than the Perpetuals 1-Step $5K at list, for twice the simulated capital.

Prices checked 30 October 2026.

So why does the $5K exist? Market and target. The Classic 1-Step trades CFDs: forex, metals, indices and BTC/ETH, with news trading and weekend holding allowed. Its target is 10%, with a trailing floor that rises at the end of each day and locks at the $10,000 initial balance. The $5K is Perpetuals, with a 6% target and a 90% split.

The rule of thumb:

• You trade forex, gold or indices: compare the $10K funded account first. It costs less.
• You trade crypto perps, US stocks or oil, or you want weekends: the $5K is the smallest Perpetuals entry. The next Perpetuals size is the 1-Step $10K at $239, or $215.10 with OFF10.

What does the payout math look like on $5K?

A payout is the split times the simulated profit in the cycle, plus the fee refund on the first payout of the 1-Step, subject to the program rules. The figures below are illustrative. They are not a record of a real payout or a forecast.

The arithmetic: $300 x 0.90 = $270, and $500 x 0.90 = $450. On the 1-Step $5K, the first payout also returns your fee. The fee refund article explains why it rides on the payout rather than on passing. The Instant plans have no fee refund, so the fee is a cost you carry. For the request, the hash and the timing, read how prop firm payouts work.

An account can break a rule before it ever reaches a payout. These tables show how the numbers are calculated, nothing more.

Worked example: one week on a $5K Perpetuals 1-Step

An illustrative week with made-up results, to show how the dollars interact.

1. Day 1: +$80. Balance $5,080.
2. Day 2: minus $110. Inside the $150 daily limit, with $40 to spare. Balance $4,970.
3. Day 3 (Saturday): +$140. Balance $5,110. Perpetuals are open on weekends.
4. Day 4: +$95. Balance $5,205.

Total profit: $205. You still need $95 to reach the $5,300 target. The real room on day 2 was $40 to the daily limit, not "3%". On a $5K account, $40 is a real number: one oversized trade ends the day.

Which sub-$10K plan fits you?

• Lowest price with a challenge: Perpetuals 1-Step $5K, $143.10 with OFF10, fee refunded with the first payout.
• No evaluation, lowest price: Perpetuals Instant $2K, $143.10 with OFF10, payout on demand after 6 trading days.
• No evaluation, more room: Perpetuals Instant $5K, $287.10 with OFF10, $4,650 static floor.
• Lower cost per $1K, CFD markets: Classic 1-Step $10K, $62.10 with OFF10.

Still deciding between models? Read the one-step prop firm challenge guide and the instant funded account rules. Planning to size up later? See the $25K funded account.

FAQ

How much does a $5K funded account cost at OctoFunded?

$159 for the Perpetuals 1-Step, or $143.10 with the public code OFF10. The Perpetuals Instant $5K is $319, or $287.10 with OFF10. The only smaller plan is the Perpetuals Instant $2K at $159, or $143.10 with OFF10.

What is the profit target on a 5k prop firm challenge?

$300 on the Perpetuals 1-Step $5K, which is 6% of $5,000, in one phase with no minimum days and no time limit. The Perpetuals Instant plans have no evaluation and no target.

What is the daily loss limit on a $5K account?

$150 on both $5K plans, which is 3% of $5,000. The max loss is $300 on the 1-Step, a $4,700 floor, and $350 static on the Instant, a $4,650 floor.

Is a $10K account a better first step than $5K?

It depends on the market you trade. The Classic 1-Step $10K costs $69, or $62.10 with OFF10, which is $90 less than the Perpetuals 1-Step $5K at list, with a $1,000 target and an 80% split. The $5K plans are the only way in under $10K on Perpetuals, which trade 24/7.

How much is a payout on a $5K funded account?

It is the split times the simulated profit in the cycle, subject to the program rules. On an illustrative $300 of simulated profit at the 90% split, that is $270. The 1-Step also refunds the fee with the first payout; the Instant plans do not.

Trade $5,000 of simulated capital

The smallest way in: $5,000 of simulated capital on Perpetuals, 24/7 including weekends, a $300 target, no time limit and no minimum days. Payouts in USDT or USDC with a public hash, subject to the program rules. OFF10 takes 10% off every plan.