A $25K Funded Account: What It Costs and How the Limits Work in Dollars
Eight $25K plans across Classic, Perpetuals and Futures, from $152.10 with OFF10. Targets, daily limits, floors and payout caps converted into dollars, with the arithmetic shown.
OctoFunded Trading DeskUpdated ยท 7 min read
A $25K funded account at OctoFunded costs $169 on the Classic 1-Step, or $152.10 with the public code OFF10, for $25,000 of simulated capital, a $2,500 target and a $1,000 daily loss limit. It is the one size sold in all three markets, so you get eight plans to choose from, and this page converts every limit into dollars.
On $25,000 the limits are big enough to trade with and small enough to break in a single careless afternoon. Here is the exact dollar size of each one.
Every $25K plan and its price
| Plan ($25,000 simulated capital) | List price | With OFF10 | Per $1K (list) | Split | Fee refund |
|---|---|---|---|---|---|
| Classic 1-Step | $169 | $152.10 | $6.76 | 80% | With the first payout |
| Classic 2-Step | $179 | $161.10 | $7.16 | 80% | With the first payout |
| Classic Instant | $249 | $224.10 | $9.96 | 100% | None |
| Perpetuals 2-Step | $359 | $323.10 | $14.36 | 90% | With the first payout |
| Perpetuals 1-Step | $399 | $359.10 | $15.96 | 90% | With the first payout |
| Futures 1-Step | $640 | $576.00 | $25.60 | 90% | With the first payout |
| Perpetuals Instant | $799 | $719.10 | $31.96 | 90% | None |
| Futures Instant | $1,900 | $1,710.00 | $76.00 | 90% | None |
Prices checked 30 October 2026.
Per $1K is the price divided by 25. Every other size is in the full OctoFunded price list, and how to apply the code is in the OctoFunded coupon code.
What is a $25K funded account?
It is an account with $25,000 of simulated capital that you trade under fixed rules. No real money is traded on your behalf. If you meet the rules, you can request a payout, a share of the simulated profit paid as a reward, subject to the program rules.
You get there by passing a 25k prop firm challenge, the 1-Step or 2-Step, or by buying an Instant plan that skips the evaluation. If the model is new, start with prop firm challenge.
Why $25K and not $10K?
$25K is the first size where every market is open. Futures plans start here, so it is the smallest account on which you can compare Classic, Perpetuals and Futures side by side.
The dollars also change how you trade. On the Classic 1-Step, the daily limit goes from $400 at $10K to $1,000 at $25K. A $100 risk per trade is a quarter of your day at $10K and a tenth of it at $25K. That spacing is the main reason traders size up. See the $10K funded account page for the smaller version.
One honest note on value: per $1K, the drop from $10K to $25K is small on some plans. The Classic 1-Step drops from $6.90 to $6.76 per $1K. The Classic 2-Step drops from $7.90 to $7.16.
The 25k prop firm challenge limits in dollars: Classic
Each figure is the percentage multiplied by $25,000.
| Rule on $25,000 | Classic 1-Step | Classic 2-Step | Classic Instant |
|---|---|---|---|
| Profit target | $2,500 (10%) | $2,500 (10%), then $1,250 (5%) | No evaluation |
| Balance at target | $27,500 | $27,500, then $26,250 | None |
| Daily loss limit | $1,000 (4%) | $1,250 (5%) | $750 (3%) |
| Max loss | $2,000 (8%), trailing | $2,500 (10%), static | $3,000 (12%), static |
| Starting floor | $23,000 | $22,500 | $22,000 |
| Floor moves? | Rises end of day, locked at $25,000 | Never | Never |
| Best day cap | 50% of phase profit: $1,250 on a $2,500 phase | See the program rules | See the program rules |
| Payout timing | Every 14 days | Every 14 days | After 7 days, then weekly |
Classic Instant caps payouts 1 and 2 at 3% of the initial balance. On $25,000 that is $750 each. The best day rule article shows how the 1-Step cap changes your plan if one day runs hot.
The $25K limits in dollars: Perpetuals and Futures
| Rule on $25,000 | Perps 1-Step | Perps 2-Step | Perps Instant | Futures 1-Step | Futures Instant |
|---|---|---|---|---|---|
| Profit target | $1,500 (6%) | $1,000 (4%), then $1,000 (4%) | No evaluation | $1,500 (6%) | No evaluation |
| Daily loss limit | $750 (3%) | $1,000 (4%) | $750 (3%) | $750 (3%) | $500 (2%) |
| Max loss | $1,500 (6%) | $1,500 (6%) | $1,750 (7%), static | $1,000 (4%) | $750 (3%), static |
| Starting floor | $23,500 | $23,500 | $23,250 | $24,000 | $24,250 |
| Payout timing | Per the program rules | Per the program rules | On demand after 6 trading days | Per the program rules | On demand after 5 trading days |
Perpetuals and Futures evaluations have no minimum days and no time limit. Check the full program rules for how each limit is measured.
How the limits work together in dollars
Two numbers decide how a $25K account feels: the room between you and the floor, and how many losing trades fit in a day.
| Plan | Total room at the start | Daily limit | Losing $250 trades per day |
|---|---|---|---|
| Classic Instant | $3,000 | $750 | 3 |
| Classic 2-Step | $2,500 | $1,250 | 5 |
| Classic 1-Step | $2,000 | $1,000 | 4 |
| Perps Instant | $1,750 | $750 | 3 |
| Perps 1-Step | $1,500 | $750 | 3 |
| Perps 2-Step | $1,500 | $1,000 | 4 |
| Futures 1-Step | $1,000 | $750 | 3 |
| Futures Instant | $750 | $500 | 2 |
The arithmetic: daily limit divided by $250. The $250 risk is an example, not a recommendation. Our page on risk per trade helps you pick yours.
Read the table against the targets. On the Futures 1-Step the target is $1,500 and the total room is $1,000, so you have less room to lose than you need to make. On the Classic 2-Step you have $2,500 of room for a $2,500 first target. That ratio matters more than the price.
On a trailing floor, room can shrink as you make money. On the Classic 1-Step, under a simple $2,000 trail, an end-of-day high of $26,000 would lift the floor to $24,000, and a high of $27,000 would lift it to $25,000, where it locks. The detail is in static vs trailing drawdown.
Payout math on $25K
A payout is the split times the simulated profit in the cycle, plus the fee refund on 1-Step and 2-Step plans, subject to the program rules. Figures below are illustrative, not a record or a forecast.
| Illustrative simulated profit on $25,000 | Classic 1-Step (80%) | Perps 2-Step (90%) | Classic Instant (100%, first two capped at $750) |
|---|---|---|---|
| $500 | $400 + fee refund | $450 + fee refund | $500 |
| $1,250 | $1,000 + fee refund | $1,125 + fee refund | $750 |
The arithmetic: $1,250 x 0.80 = $1,000, $1,250 x 0.90 = $1,125, and 3% of $25,000 is $750. Payouts go out in USDT or USDC with a public on-chain transaction hash. Why the refund rides on the first payout is covered in fee refund.
An account can break a rule before it ever reaches a payout. These tables only show how the numbers are calculated.
Which $25K plan fits you?
- Lowest price: Classic 1-Step, $152.10 with OFF10.
- Widest daily room: Classic 2-Step, $1,250 a day and a static floor at $22,500, for $10 more at list.
- No evaluation, full split: Classic Instant, 100% split, payouts 1 and 2 capped at $750.
- 24/7 and weekends: Perpetuals 2-Step, $40 less than the Perpetuals 1-Step at list, with two $1,000 targets.
- Dated contracts: Futures 1-Step, the lowest-priced Futures plan on the site.
Still choosing a program? 1-Step vs 2-Step vs Instant compares them on fit. Want the larger version? See the $100K funded account. Before you pay, is OctoFunded legit gives you a checklist to run. Before each session, read how the daily loss limit is measured.
FAQ
How much does a $25K funded account cost at OctoFunded?
From $169 for the Classic 1-Step, or $152.10 with the public code OFF10. The eight $25K plans run from $169 to $1,900 at list price, and OFF10 takes 10% off each one.
What is the profit target on a $25K prop firm challenge?
$2,500 on the Classic 1-Step, $2,500 then $1,250 on the Classic 2-Step, $1,500 on the Perpetuals 1-Step and the Futures 1-Step, and $1,000 per phase on the Perpetuals 2-Step. Instant plans have no evaluation.
What is the daily loss limit on a $25K account?
$1,000 on the Classic 1-Step, $1,250 on the Classic 2-Step, $750 on Classic Instant, Perpetuals 1-Step, Perpetuals Instant and Futures 1-Step, $1,000 on the Perpetuals 2-Step and $500 on Futures Instant.
Which $25K plan gives the most room to be wrong?
Classic Instant has the lowest starting floor, at $22,000, and Classic 2-Step has the largest daily limit, at $1,250, with a static floor at $22,500. Futures Instant has the least room, with a floor at $24,250.
Is a $25K account better value than a $10K account?
Per $1K it costs a little less on Classic. The Classic 1-Step costs $6.76 per $1K at $25K against $6.90 at $10K, and the Classic 2-Step costs $7.16 per $1K at $25K against $7.90 at $10K. Compare the program, not only the size.
Trade $25,000 of simulated capital
Eight $25K plans in three markets, a one-time fee, no time limit on any evaluation and payouts in USDT or USDC with a public hash, subject to the program rules. OFF10 takes 10% off.
