$100K Instant Funded Account: Price, Rules in Dollars and Payout Caps
Classic, Perpetuals and Futures $100K Instant side by side: price, daily limit, floor, split, payout timing and the $3,000 cap on your first two Classic payouts, all in dollars.
OctoFunded Trading DeskUpdated ยท 7 min read
A $100K instant funded account at OctoFunded costs $879, or $791.10 with the public code OFF10, on the Classic market: no evaluation, a 100% split, a $3,000 daily loss limit, a static floor at $88,000, and payouts 1 and 2 capped at $3,000 each.
OctoFunded sells three $100K Instant accounts: Classic, Perpetuals and Futures. They differ a lot in price, in how much room you get and in when you can ask for a payout. This page puts all three side by side, in dollars, so you can pick the one your worst week fits inside.
How much does a $100K instant funded account cost?
The Classic $100K Instant account costs $879, or $791.10 with OFF10. Perpetuals and Futures cost more at the same size.
| $100K Instant plan | List price | With OFF10 | Per $1K (list) | Split | Fee refund |
|---|---|---|---|---|---|
| Classic | $879 | $791.10 | $8.79 | 100% | None |
| Perpetuals | $2,399 | $2,159.10 | $23.99 | 90% | None |
| Futures | $3,952 | $3,556.80 | $39.52 | 90% | None |
Prices checked 31 October 2026.
Classic is the cheapest $100K Instant and pays the highest split. Perpetuals costs about 2.7 times as much and Futures about 4.5 times as much. You pay that premium for the market, not for better terms: Perpetuals trade 24/7, including weekends, and Futures trade dated crypto quarterlies and monthly index and commodity contracts. How the code applies: the OFF10 code.
What are the $100K Instant rules in dollars?
Classic gives you a $3,000 daily loss and a floor at $88,000. Perpetuals gives you $3,000 a day and a floor at $93,000. Futures gives you $2,000 a day and a floor at $97,000. None has a profit target.
| Rule on $100,000 | Classic | Perpetuals | Futures |
|---|---|---|---|
| Daily loss limit | 3% = $3,000 | 3% = $3,000 | 2% = $2,000 |
| Max loss (static) | 12% = $12,000 | 7% = $7,000 | 3% = $3,000 |
| Max loss floor | $88,000 | $93,000 | $97,000 |
| Full daily-limit days before the floor | 4 | 2.3 | 1.5 |
| Payout 1 cap | $3,000 | Not listed | Not listed |
| Payout 2 cap | $3,000 | Not listed | Not listed |
| Payout 3 onward | No 3% cap | Not listed | Not listed |
| First payout | After 7 days, then weekly | On demand after 6 trading days | On demand after 5 trading days |
| Split | 100% | 90% | 90% |
| Leverage | 1:100 | 1:25 | 1:10 |
| Minimum payout | $50 | $50 | $50 |
"Not listed" means the plan data shows no early payout cap for that plan. Anything not stated here is in the program rules.
Classic: the widest room
$12,000 of total room against $3,000 a day. Because the floor is static, profit adds room: up $4,000, you have $16,000 above $88,000. The trade-off is the payout cap on the first two payouts. More on floors in static vs trailing drawdown.
Perpetuals: same daily room, tighter floor
$3,000 a day, but only $7,000 in total. Two full bad days and a third half day end it. In return, payouts are on demand after 6 trading days with no early cap listed, and you can trade on weekends. See OctoFunded Perpetuals.
Futures: the tightest numbers
$2,000 a day and $3,000 in total. One full bad day leaves only $1,000 to the floor. It is the most expensive and least forgiving $100K Instant, and it fits only traders who already run very small, very consistent risk on futures. See OctoFunded Futures.
How do the $100K payout caps work?
On Classic Instant, payouts 1 and 2 are each capped at 3% of the initial balance, which is $3,000 on $100,000. From payout 3 on, that cap no longer applies, subject to the program rules.
| Simulated profit at payout time | Classic (100%, payouts 1 and 2) | Perpetuals or Futures (90%) |
|---|---|---|
| $2,000 | $2,000 | $1,800 |
| $3,000 | $3,000 | $2,700 |
| $5,000 | $3,000, the cap | $4,500 |
Read that last row carefully. On a larger early profit, the 90% plans can pay more on the first payout than Classic, because Classic is capped. On the second row and below, Classic pays more. Which matters to you depends on how you trade, which is why we show both. The Classic plan data also lists a 20% consistency setting, so check the program rules for how it is applied. The logic of the 100% split is in how the 100% split works.
Payouts on every plan are sent in USDT or USDC with a public on-chain transaction hash, and KYC is required. Here is how to verify a payout transaction hash. Why a short cycle matters: weekly payouts.
Worked example: two weeks on a $100K Classic Instant account
This is an illustrative example, not a forecast. Many accounts end on the loss limits before any payout.
An illustrative trader risks $500 per trade, 0.5% of $100,000, and stops after three losers. Worst planned day: $1,500, half the $3,000 limit. Sizing logic: risk per trade.
| Day | Result | Balance | Floor | Note |
|---|---|---|---|---|
| 1 | +$900 | $100,900 | $88,000 | |
| 2 | +$1,200 | $102,100 | $88,000 | |
| 3 | -$1,500 | $100,600 | $88,000 | Three losers, stopped |
| 4 | +$1,400 | $102,000 | $88,000 | |
| 5 | +$1,300 | $103,300 | $88,000 | |
| 7 | $103,300 | $88,000 | Payout 1 requested |
Payout 1. Simulated profit is $3,300. At 100% that is $3,300, but payout 1 is capped at $3,000, subject to the program rules. Check the program rules for how the amount above the cap is treated.
Net in real money. $3,000 paid minus the $791.10 fee is $2,208.90. If the account had ended instead, the real money loss would have been $791.10, the fee.
Same week on Futures Instant. Day 3's $1,500 loss would have used 75% of the $2,000 daily limit and half of the $3,000 total room. Same trader, same trades, a much thinner margin.
Which $100K instant funded account fits you?
- Classic if you want the lowest fee, the 100% split and the most room, and you accept $3,000 caps on payouts 1 and 2.
- Perpetuals if you trade crypto, US stocks, gold or oil around the clock and want payouts on demand after 6 trading days.
- Futures if you trade dated futures contracts and your worst day is well under 2%.
- None of them if you want your fee back. A Classic 1-Step at $100K is $499 and refunds the fee with the first payout, subject to the program rules. See every $100K plan, including the challenges and instant funding vs a challenge.
Not ready for an $879 ticket? The $50K instant funded account is $469 and the $10K instant funded account is $109. The full program is in OctoFunded Instant Funded, and the pre-purchase checklist is in instant funded account rules. Read is OctoFunded legit before you pay.
FAQ
How much does a $100K instant funded account cost?
At OctoFunded the Classic $100K Instant account costs $879, or $791.10 with the public code OFF10. The $100K Perpetuals Instant is $2,399 and the $100K Futures Instant is $3,952. All are one-time fees with no fee refund.
What are the rules on a $100K instant funded account in dollars?
Classic: $3,000 daily loss and a static floor at $88,000. Perpetuals: $3,000 daily loss and a static floor at $93,000. Futures: $2,000 daily loss and a static floor at $97,000. None has a profit target, subject to the program rules.
What is the payout cap on a $100K instant funded account?
On Classic Instant, payouts 1 and 2 are each capped at 3% of the initial balance, which is $3,000 on $100,000. From payout 3 on, that cap no longer applies, subject to the program rules.
When can I request the first payout on a $100K instant account?
Classic Instant: after 7 days, then weekly. Perpetuals Instant: on demand after 6 trading days. Futures Instant: on demand after 5 trading days. All subject to the program rules.
Which $100K instant funded account is cheapest?
Classic, at $879 or $791.10 with OFF10, with a 100% split and the widest floor. Perpetuals and Futures cost more and pay a 90% split, but trade different markets.
Trade $100,000 of simulated capital from day one
No evaluation, a 100% split, $3,000 of daily room above a floor fixed at $88,000, and a first payout window after 7 days, subject to the program rules. Trade on the OctoFunded web platform, with nothing to download.
