OctoFunded Instant Funded: 100% Split, No Evaluation, $10K to $100K
Skip the evaluation and trade a funded simulated account from day one. Every Instant price from $10,000 to $100,000, the rules in dollars, the 3% early payout cap and the payout schedule.
OctoFunded Trading DeskUpdated ยท 7 min read
OctoFunded Instant Funded is a funded account on simulated capital with no evaluation: you trade toward a payout from day one, keep 100% of approved simulated profit, and work inside a 3% daily limit and a 12% static max loss.
It costs $109 for $10,000, or $98.10 with the public code OFF10, up to $100,000. First payout after 7 days, then weekly, subject to the program rules.
Instead of big claims, this page gives you the full price list, every rule in dollars, and the one rule most traders miss: the cap on your first two payouts.
How much does OctoFunded Instant Funded cost?
Instant Funded starts at $109 for $10,000 of simulated capital, or $98.10 with the public code OFF10. The largest size is $100,000 at $879, or $791.10 with OFF10. It is a one-time fee with no fee refund.
| Account size (simulated capital) | List price | With OFF10 | Per $1K (list) | Payout 1 and 2 cap (3%) |
|---|---|---|---|---|
| $10,000 | $109 | $98.10 | $10.90 | $300 |
| $25,000 | $249 | $224.10 | $9.96 | $750 |
| $50,000 | $469 | $422.10 | $9.38 | $1,500 |
| $100,000 | $879 | $791.10 | $8.79 | $3,000 |
Prices checked 30 October 2026.
The 100% split is built in. There is no split upgrade on Instant, because there is nothing above 100% to upgrade to.
You pay once. No subscription. Checkout is in crypto: USDT (TRC20 or ERC20), USDC, BTC, ETH or SOL. All programs side by side: every OctoFunded price. How the code applies: the OFF10 code.
Why does Instant cost more than a challenge?
Because you skip the test. At $100,000, the OctoFunded 1-Step is $499 and Instant is $879. You pay about 1.8 times as much to start on a funded account on day one, and there is no fee refund.
| Item at $100,000 | Instant Funded | 1-Step | 2-Step |
|---|---|---|---|
| Price | $879 | $499 | $529 |
| With OFF10 | $791.10 | $449.10 | $476.10 |
| Evaluation | None | 10% target | 10%, then 5% |
| Split | 100% | 80%, upgradable | 80%, upgradable |
| Max loss | 12% static | 8% trailing | 10% static |
| Daily loss | 3% | 4% | 5% |
| Fee refund | None | With first payout | With first payout |
Prices checked 30 October 2026.
The real question is not which is cheaper. It is which cost you would rather carry: a higher fee upfront, or the time and risk of passing an evaluation first. The full trade-off is in instant funding vs a challenge.
What are the OctoFunded Instant Funded rules?
There is no evaluation. The account has a 3% daily loss limit and a 12% static max loss, measured from the initial balance. Anything not stated here is in the program rules.
In dollars, on every size:
| Rule | $10,000 | $25,000 | $50,000 | $100,000 |
|---|---|---|---|---|
| Daily loss limit (3%) | $300 | $750 | $1,500 | $3,000 |
| Max loss (12%, static) | $1,200 | $3,000 | $6,000 | $12,000 |
| Max loss floor | $8,800 | $22,000 | $44,000 | $88,000 |
| Payout 1 and 2 cap (3%) | $300 | $750 | $1,500 | $3,000 |
What does the 12% static floor mean?
The floor is fixed on day one and never climbs. On $100,000 it sits at $88,000 whether you are flat, up $2,000 or up $9,000. Every dollar of profit widens your room. That is the opposite of a trailing floor, which chases your highs. More in static vs trailing drawdown.
Why is the 3% daily limit the rule to plan around?
It is the tighter number. $3,000 on $100,000. If you risk $500 per trade, six losers in one session end the day. If you risk $1,000, three do. Set your risk per trade so a bad morning cannot become a closed account.
What else is allowed?
Expert Advisors are allowed. On the Classic market, news trading and weekend holding are allowed. Anything not stated here, see the program rules. For a checklist of what to check on any instant account, read instant funded account rules.
What profit split does Instant Funded pay?
100% of simulated profit in an approved payout, subject to the program rules. Payouts 1 and 2 are each capped at 3% of the initial balance.
How does the 3% payout cap work in dollars?
Your first payout and your second payout can each be at most 3% of the initial balance. On $10,000 that is $300 each. On $100,000 it is $3,000 each. From the third payout on, that cap no longer applies, subject to the program rules.
Why we print this in bold on a sales page: a trader who expects a big first payout and gets a capped one feels misled. A trader who knows the cap plans for it. The cap rewards a steady first few weeks over one big day. We go deeper into this in how the 100% split works in depth, so we will not repeat it all here.
When can I request my first Instant payout?
The first payout can be requested after 7 days, then weekly. Payouts are sent in USDT or USDC with a public on-chain transaction hash, subject to the program rules.
The process, step by step:
- Buy the account. It is funded with simulated capital from the start.
- Trade inside the limits. Stay above the 12% floor and inside 3% per day.
- Request after 7 days. Payout 1 is capped at 3% of the initial balance.
- Request weekly after that. Payout 2 has the same cap, then the cap lifts.
- Check it on-chain. Every payout carries a public transaction hash. Here is how to verify a payout transaction hash.
Why weekly matters: profit that sits on an account is profit open risk can still take back. A short cycle lets you lock in what you earned. More on that in weekly payouts.
Is the Instant Funded fee refunded?
No. Instant Funded has no fee refund. Fee refunds with the first payout apply to the 1-Step and 2-Step challenges only.
Who is OctoFunded Instant Funded for?
Instant fits you if:
- You do not want to pass a test first. No target, no phases.
- You trade small and steady. The 3% daily limit and early payout cap reward it.
- You want the full split. 100% of approved simulated profit, no upgrade needed.
- You value a fixed floor. 12% static, set on day one.
It is not for you if:
- You want the lowest entry price. The OctoFunded 1-Step starts at $69 and refunds its fee with your first payout, subject to the program rules.
- You want more daily room. The OctoFunded 2-Step allows 5% per day.
- You want a size above $100,000. Classic challenges go to $400,000.
New to the idea? Start with what instant funding is, or the general 1-Step challenge and 2-Step challenge guides. Checking us first? Read is OctoFunded legit.
FAQ
How much does OctoFunded Instant Funded cost?
Instant Funded starts at $109 for $10,000 of simulated capital, or $98.10 with the public code OFF10. The largest size is $100,000 at $879, or $791.10 with OFF10. It is a one-time fee with no fee refund.
What are the OctoFunded Instant Funded rules?
There is no evaluation. The account has a 3% daily loss limit and a 12% static max loss, measured from the initial balance. Anything not stated here is in the program rules.
What profit split does Instant Funded pay?
100% of simulated profit in an approved payout, subject to the program rules. Payouts 1 and 2 are each capped at 3% of the initial balance.
When can I request my first Instant payout?
The first payout can be requested after 7 days, then weekly. Payouts are sent in USDT or USDC with a public on-chain transaction hash, subject to the program rules.
Is the Instant Funded fee refunded?
No. Instant Funded has no fee refund. Fee refunds with the first payout apply to the 1-Step and 2-Step challenges only.
Start trading funded today for $98.10
No evaluation, a 100% split, a static floor and a first payout window after 7 days, subject to the program rules. Pick any size from $10,000 to $100,000 of simulated capital.
