Prop Firm Scaling Plan: How OctoFunded Accounts Grow Toward $1M
How the OctoFunded scaling plan works: a review every 4 months, +25% of the starting size when you qualify, a $1M cap per trader, and what the climb looks like in dollars.
OctoFunded Trading DeskUpdated ยท 9 min read
A prop firm scaling plan raises the size of your funded account when you meet set conditions over a set period, and at OctoFunded a funded account can grow by 25% of its starting size every 4 months when it qualifies, up to $1M per trader, subject to the program rules.
Scaling is a long game. This guide shows how the OctoFunded rule works, what it takes to qualify, and what the climb looks like in plain dollars, including the parts that are slower than the headline suggests.
How does the OctoFunded scaling plan work?
The plan runs on a fixed clock. Every 4 months, the system checks each active funded account against the qualifying rules. If the account qualifies, a scaling review opens and the team approves or rejects it.
| Step | What happens |
|---|---|
| 1. Period starts | When the funded account is activated, or when the previous review period ended |
| 2. Period ends | 4 months later |
| 3. Check | Profit of at least 10% of the size, and at least 2 paid payouts in the period |
| 4. Review | A qualifying account opens a review; the team approves each one |
| 5. Scale-up | A new funded account opens at the larger size; the old one is closed, positions closed first |
| 6. Next period | The clock starts again on the new account |
Rules checked 1 November 2026, subject to the program rules.
If the account does not qualify, nothing breaks. The period closes without a scale-up and the next 4-month period starts. You keep trading the same account under the same rules.
When a scale-up is approved, you receive a new login at the larger size. The rules stay the same as a percentage, so a 10% max loss on $100,000 ($10,000) becomes a 10% max loss on $125,000 ($12,500).
What do you need to qualify for scaling?
There are two conditions, and both must be met in the same 4-month period.
1. Profit of at least 10% of the account size. The check counts paid payouts in the period plus any open profit on the account at the end of it. On a $100,000 account, that is $10,000 across the 4 months.
2. At least 2 paid payouts in the period. Payouts that were requested but not yet paid do not count. On Classic 1-Step and 2-Step, which run on a 14-day payout cycle, 2 payouts in 4 months is a low bar on timing. The harder part is the profit. For the payout rhythm on each program, see OctoFunded payouts.
| Starting size | 10% profit needed in 4 months | Paid payouts needed |
|---|---|---|
| $25,000 | $2,500 | 2 |
| $50,000 | $5,000 | 2 |
| $100,000 | $10,000 | 2 |
| $200,000 | $20,000 | 2 |
| $400,000 | $40,000 | 2 |
Arithmetic on the rule: 10% x account size. Subject to the program rules.
Ten percent in four months is a meaningful number. It is the same as the Classic 1-Step target, spread over a longer window. The trader who scales is usually not the one who swings hardest, but the one who stays inside the daily loss and drawdown limits every week and still adds up to 10%. Our guide on how to keep a funded account covers that side.
Why does the step not compound?
Each step is 25% of the size you originally bought, not 25% of the current size. This is the part most traders misread.
A $100,000 account grows in $25,000 steps. It goes to $125,000, then $150,000, then $175,000. It does not go to $125,000 and then $156,250. The step stays the same size every time, so the climb is a straight line, not a curve.
That changes the timeline a lot, as the next table shows.
How long does it take to reach $1M?
Here is the arithmetic if an account qualified at every single review, which is a best case, not a forecast.
| Starting size | Step every 4 months | Steps to $1M | Time if every review qualifies |
|---|---|---|---|
| $25,000 | $6,250 | 156 | 52 years |
| $50,000 | $12,500 | 76 | 25 years and 4 months |
| $100,000 | $25,000 | 36 | 12 years |
| $200,000 | $50,000 | 16 | 5 years and 4 months |
| $300,000 | $75,000 | 10 (last step smaller) | 3 years and 4 months |
| $400,000 | $100,000 | 6 | 2 years |
Illustrative arithmetic only. Assumes the account qualifies at every review, which is not a forecast. Real scaling depends on meeting the program rules.
The honest reading: from a small account, scaling is a slow way to reach $1M. From a large one, it is realistic on paper within a couple of years, if you can produce 10% every 4 months with 2 paid payouts, every time, without a breach.
On the $300,000 row, the tenth step is cut to fit under the cap. The cap always trims the last step: the system only adds what fits between your current funded total and $1M.
How does the $1M cap work with several accounts?
The cap is per trader, counted across every active funded account you hold. It is not per account.
| Your funded accounts | Total funded | Room left to scale |
|---|---|---|
| One $400,000 account | $400,000 | $600,000 |
| One $400,000 and one $200,000 | $600,000 | $400,000 |
| Two $400,000 accounts | $800,000 | $200,000 |
Arithmetic on the rule. Subject to the program rules.
So if you run two $400,000 Classic accounts, the most either can grow before you hit the cap is $200,000 in total. If the room left is smaller than a full step, the step is cut to fit. Once your funded total reaches $1M, scaling stops.
Should you scale or buy a bigger account?
It depends on the market and how fast you want the size.
| Market and program | Largest size you can buy |
|---|---|
| Classic 1-Step and 2-Step | $400,000 |
| Classic Instant | $100,000 |
| Perpetuals 1-Step, 2-Step and Instant | $1,500,000 |
| Futures 1-Step | $400,000 |
| Futures Instant | $300,000 |
Sizes and prices checked 1 November 2026. Scaling eligibility per program: see the program rules.
Which funded accounts are eligible for scaling on each program: see the program rules. On Classic, $400,000 is the top size you can buy: 1-Step at $1,859 ($1,673.10 with OFF10) or 2-Step at $1,909 ($1,718.10 with OFF10). Past that, scaling is the route. On Perpetuals you can buy $1,000,000 directly: 1-Step at $7,799 ($7,019.10 with OFF10) or 2-Step at $6,999 ($6,299.10 with OFF10). The $1M funded account guide compares those in detail, and the $300K funded account shows a mid-size start in dollars.
A bigger ticket buys size today. Scaling earns size over time and costs nothing extra, but it asks for a proven record first. Many traders do both: start at a size they can trade calmly, and let scaling add size once their results show the method holds.
What does a scaled account look like in dollars?
An illustrative path for a $200,000 Classic 2-Step funded account that qualifies at every review. These are illustrative numbers, not a forecast.
| Review | Account size | 5% daily loss limit | 10% max loss |
|---|---|---|---|
| Start | $200,000 | $10,000 | $20,000 |
| After 4 months | $250,000 | $12,500 | $25,000 |
| After 8 months | $300,000 | $15,000 | $30,000 |
| After 12 months | $350,000 | $17,500 | $35,000 |
Illustrative arithmetic only, at the Classic 2-Step limits. Real scaling depends on meeting the program rules.
The dollar limits grow with the account. The percentages do not loosen. If you risked 0.5% per trade at $200,000 ($1,000), the same 0.5% at $300,000 is $1,500. Many traders keep the dollar risk flat for a few weeks after a scale-up and let the percentage drift down, then raise it once the new size feels normal. See risk per trade on a funded account for the method.
One more practical point: the new account starts clean, with positions on the old account closed first. Plan your open trades around the review so you are not surprised by a forced close.
What can stop a scale-up?
| Reason | What it means |
|---|---|
| Profit under 10% | Paid payouts plus open profit did not reach 10% of the size in the period |
| Fewer than 2 paid payouts | Payouts requested but not paid do not count |
| Period not finished | The 4-month window has not closed yet |
| $1M cap reached | Your active funded accounts already add up to $1M |
| Breach | An account that breached a loss limit is no longer an active funded account |
| Review | The team approves each scale-up and can reject one under the Terms |
All of these are in the program rules. If anything is unclear, email [email protected] and ask for the answer in dollars for your account size.
FAQ
What is a prop firm scaling plan?
A scaling plan is a rule that raises the size of a funded account when the trader meets set conditions over a set period. At OctoFunded, a funded account can grow by 25% of its starting size every 4 months when it qualifies, up to $1M per trader, subject to the program rules.
How do I qualify for scaling at OctoFunded?
At the end of each 4-month period, the funded account needs a profit of at least 10% of its size, counting paid payouts and open profit, and at least 2 paid payouts in that period. A qualifying account opens a review that the team approves, subject to the program rules.
Does the scaling step compound?
No. Each step is 25% of the size you originally bought, not of the current size. A $100,000 account grows in $25,000 steps: $125,000, then $150,000, and so on.
What is the maximum I can scale to?
$1M per trader, counted across every active funded account you hold. If your other funded accounts already use part of that $1M, the room to scale shrinks by the same amount.
Do the rules change when my account scales?
No. The new account keeps the same rules as a percentage, so the dollar limits grow with the size. The old account is closed, open positions are closed first, and you get a new login at the larger size.
Can I just buy a larger account instead?
Yes. Classic 1-Step and 2-Step go up to $400,000, and Perpetuals programs go up to $1.5M. Scaling is the way to grow a Classic account past $400,000 without buying a new one.
Start where you can trade calmly, then let scaling add size
The OctoFunded scaling plan adds 25% of your starting size every 4 months when you qualify, up to $1M per trader, subject to the program rules. It rewards steady months, not big days. Pick a starting size you can trade inside the limits, and the reviews will tell you when it is time to grow.
Prices checked 1 November 2026.
