Prop Firm Germany: Rules, Payouts and Payment Options for German Traders
What traders in Germany should check before a prop firm challenge: the terms, the rulebook, CET session timing, crypto checkout, stablecoin payouts with a public hash, and the site in German.
OctoFunded Trading DeskUpdated · 9 min read
A prop firm for traders in Germany should be judged on four things you can check yourself: the written rules, the payout method and its proof, the payment options, and the terms, all before you pay a cent.
Search "prop firm Germany" or "prop firm Deutschland" and you get banners, rankings and payout screenshots. German traders usually want the rulebook in writing, ideally in German, and numbers they can check.
This guide puts the checks that can rule a firm out first. For the wider continental view, see our checklist for traders in Europe.
What does an OctoFunded challenge cost?
Below is the smallest size of each, at list price and with OFF10, the only public code, which takes 10% off every plan.
| Program | Market | Smallest size | List price | With OFF10 | Split |
|---|---|---|---|---|---|
| 1-Step | Classic (CFDs) | $10,000 | $69 | $62.10 | 80% |
| 2-Step | Classic (CFDs) | $10,000 | $79 | $71.10 | 80% |
| Instant | Classic (CFDs) | $10,000 | $109 | $98.10 | 100% |
| Instant | Perpetuals 24/7 | $2,000 | $159 | $143.10 | 90% |
| 1-Step | Perpetuals 24/7 | $5,000 | $159 | $143.10 | 90% |
| 2-Step | Perpetuals 24/7 | $10,000 | $219 | $197.10 | 90% |
| 1-Step | Futures | $25,000 | $640 | $576.00 | 90% |
| Instant | Futures | $25,000 | $1,900 | $1,710.00 | 90% |
Prices checked 30 October 2026.
On every 1-Step and 2-Step, the fee is refunded with your first payout. Instant accounts have no refund, so count the fee as a cost from day one. New to skipping the evaluation? Read what instant funding is.
What does a prop firm sell a trader in Germany?
A prop firm sells access to a simulated account with fixed risk rules, for a one-time fee. You trade under a daily loss limit and a maximum loss. If you meet the program rules, the firm may pay you a share of the simulated profit.
Nobody places real trades with your money. Our explainers on how prop firms work and the prop firm challenge cover the model step by step.
How do you check whether a prop firm accepts traders in Germany?
Read the firm's terms and the signup flow, not a forum thread. At OctoFunded, availability is shown at signup and in the OctoFunded Terms, which list restricted countries and can change.
Then check the rules that apply where you live. Rules on trading products, crypto and tax differ by jurisdiction and change over time. This article does not describe them, does not say what is or is not permitted in Germany, and is not legal or tax advice. If you are unsure, speak to a qualified professional.
Which prop firm rules should German traders compare?
These lines decide most outcomes, so read them before any banner.
| Rule | Classic 1-Step | Classic 2-Step | Classic Instant |
|---|---|---|---|
| Profit target | 10% | 10% then 5% | No evaluation |
| Daily loss limit | 4% | 5% | 3% |
| Maximum loss | 8% | 10% | 12% |
| Drawdown type | End-of-day trailing, locked at the initial balance | Static | Static |
| Best day cap | 50% of the phase profit | See the program rules | See the program rules |
| Payout timing | See the program rules | See the program rules | First after 7 days, then weekly |
| Split | 80% | 80% | 100% |
| Fee refund | With the first payout | With the first payout | None |
On the Classic market, news trading and weekend holding are allowed, evaluations have no time limit, and EAs are allowed. Accounts trade in OctoFunded Web, with TradingView charts. The exact wording is in the program rules, and you can switch the site to German to read it there.
Three points matter most for a German desk:
- Systematic traders: EAs are allowed, so a tested strategy can run under the same limits. See EA trading at a prop firm.
- One big day: the 1-Step caps any single day at half of the phase profit. If your edge clusters in a few sessions, the 2-Step may suit you better. 1-Step vs 2-Step vs Instant Funded compares them side by side.
- Classic Instant caps: payouts 1 and 2 are each capped at 3% of the initial balance. Read weekly payouts on Classic Instant before you choose it.
How do Frankfurt, London and New York hours fit a German day?
Germany runs on CET in winter and CEST in summer. That puts the European open at the start of your working day and the US data window in your afternoon.
| Session | Rough German time | What traders often notice |
|---|---|---|
| Asia | Night to early morning | Yen and Aussie pairs move, majors are quieter |
| Frankfurt and London open | About 08:00 to 09:00 | Sharp moves in EUR pairs |
| London and New York overlap | About 14:00 to 17:30 | Highest activity, US data releases land here |
| New York afternoon | Evening to about 22:00 | Activity fades into the close |
| Perpetuals 24/7 | Any hour, weekends included | Crypto, US stocks, gold and oil on the perpetuals list keep trading |
These times are approximate. Germany and the UK change their clocks on the same dates, so London stays one hour behind you. The US changes on different dates, so for a few weeks a year New York data lands an hour earlier than usual. Check your platform clock rather than memory.
Two habits fit the rules well. First, know when the trading day resets: check the program rules, and do not assume it is midnight in Berlin. Second, size for the 14:30 window: US data can move EUR pairs and indices in seconds, and a morning loss plus an afternoon loss share one daily limit. Our guide to trading around news shows how to size for it.
What does a $25,000 2-Step look like in euros and dollars?
Rules are easier to judge in money than in percentages. Here is a Classic 2-Step on $25,000 of simulated capital. Program figures are in US dollars. The rule lines are plain arithmetic. The profit line is illustrative only: not a projection and not a target.
| Line | Calculation | Result |
|---|---|---|
| Fee at list / with OFF10 | Price list | $179 / $161.10 |
| Phase 1 profit target | 25,000 x 10% | $2,500 |
| Phase 2 profit target | 25,000 x 5% | $1,250 |
| Daily loss limit | 25,000 x 5% | $1,250 |
| Maximum loss (static) | 25,000 x 10% | $2,500 |
| Illustrative funded payout profit | Given | $1,000 |
| Your 80% split | 1,000 x 0.80 | $800 |
A day that loses $1,250 ends the account, and on a static drawdown the floor does not move up behind your profits, so a good first week buys real room. If a later funded period closes $1,000 of simulated profit inside every rule, your share is $800, paid in USDT or USDC, and the $179 fee comes back with that first payout.
Any conversion into euros depends on the rate and fees of the service you use, which is outside the program.
Which payment options do German traders have?
At OctoFunded the checkout is crypto only. Choose a coin and network, then send the exact amount shown, to the address shown, on that same network.
| Option | Network | Network fee paid in |
|---|---|---|
| USDT (TRC20) | TRON | TRX |
| USDT (ERC20) | Ethereum | ETH |
| USDC | Ethereum | ETH |
| BTC | Bitcoin | BTC |
| ETH | Ethereum | ETH |
| SOL | Solana | SOL |
Tether issues USDT on several blockchains, and a transfer sent on one chain does not arrive on another. Match the network in your wallet or exchange to the one you picked at checkout. If you send from an exchange, make sure the amount that arrives after its withdrawal fee equals the amount requested. Our crypto payment walkthrough covers each step.
We do not name or recommend exchanges. Use one you trust and that is permitted where you live.
How do USDT and USDC payouts work, and how do you prove them?
Subject to the program rules, OctoFunded sends payouts in USDT or USDC on-chain, each with a public transaction hash. The hash shows the amount, the receiving address and the time on a block explorer, without asking anyone. Here is how to check a transaction hash, and the full sequence is in how prop firm payouts work.
Before your first request:
- Confirm the timing for your program in the program rules.
- Test your address credits that coin on that network.
- Keep records of every payment and payout hash and date for your own files.
What support and language options should you check?
Support is by e-mail at [email protected], and the brand is on Instagram at @octofunded. The site is available in 14 languages, German included, so you can read the rules in your own language. Send one question before you buy and judge the answer for clarity.
How does OctoFunded fit a trader in Germany?
Focus on what you can verify today: the written rules, the checkout and the public hash on each payout.
It fits best if you:
- Want written limits on simulated capital, readable in German, with no time limit on evaluations.
- Run EAs or trade around news on the Classic market.
- Already hold crypto and are happy to be paid in USDT or USDC.
It fits less well if you need to pay by card or bank transfer, or need a platform other than OctoFunded Web. For a wider view of how to judge any prop firm, read how to judge any prop firm.
FAQ
Can traders in Germany buy an OctoFunded challenge?
Availability is shown at signup and in the OctoFunded Terms, which list restricted countries and can change. Check the Terms and the rules that apply where you live before you pay.
Is the OctoFunded site available in German?
Yes. German is one of the 14 languages of the OctoFunded site, so you can read the program rules in German before you buy.
Can I pay for a prop firm challenge in euros?
The OctoFunded checkout takes crypto only: USDT on TRON (TRC20) or Ethereum (ERC20), USDC, BTC, ETH and SOL. Any conversion from euros happens on the service you use before paying.
How are OctoFunded payouts sent?
In USDT or USDC on-chain, each with a public transaction hash you can check on a block explorer. Every payout is subject to the program rules.
Is there a best prop firm in Germany?
There is no single best prop firm for every trader in Germany. Compare written rules, payout method and proof, total cost and the terms against your own trading hours and style, not against a ranking.
Compare the programs before you pay
OctoFunded offers 1-Step, 2-Step and Instant accounts on simulated capital across Classic CFDs, Perpetuals 24/7 and Futures, for a one-time fee with no time limit on evaluations. Entry starts at $69, or $62.10 with OFF10. You pay in crypto, and payouts come in USDT or USDC with a public transaction hash, subject to the program rules. Read the Terms first, in German if you prefer.
Compare the programs · Code OFF10 takes 10% off every plan.
Prices checked 30 October 2026.
