Get Your Challenge Fee Back: How the OctoFunded Refund Works

A prop firm refundable fee is a challenge fee you get back later, and at OctoFunded every 1-Step and 2-Step program in every market refunds the fee with your first payout, while Instant programs have no refund.

If you want the general picture first, how fee refunds work across the industry explains the common models. This article is the OctoFunded refund only: which plans qualify, when the refund arrives, what it does not cover, and what each refundable plan costs.

Which OctoFunded plans refund the fee?

Every evaluation program refunds the fee with the first payout, and every Instant program does not. The rule is the same across the three markets.

The logic is simple. On 1-Step and 2-Step you prove the rules first in an evaluation, so the fee comes back once the funded account pays. On Instant you skip the evaluation, so the fee is the cost of that shortcut. 1-Step vs 2-Step vs Instant compares the rules in full.

What do the refundable plans cost?

Here are the refundable Classic plans, the most common starting point. Both list price and the price with the public code are shown.

Prices checked 30 October 2026.

How does the OctoFunded refund work, step by step?

The refund travels with your first payout. There is no separate claim form in the steps below, and no refund at the moment you pass.

1. Buy a 1-Step or 2-Step account. Pay the fee at checkout with crypto.
2. Pass the evaluation. Hit the target without breaching the loss limits for your program.
3. Trade the funded account. It runs on simulated capital, under the same style of rules.
4. Request your first payout. When the program rules allow it.
5. Receive split plus fee. Your share of simulated profit and the fee refund arrive together, in USDT or USDC, with a public transaction hash.

The timing of step 4 depends on the program. OctoFunded payouts per program covers each one.

Illustrative example in round numbers

Say you paid a fee of F for a Classic 2-Step account, passed, and your first payout covers $1,000 of simulated profit at the included 80% split. These are illustrative numbers, not a forecast.

On a $10,000 Classic 2-Step at list price, F is $79, so this illustrative first payout would be $879. The exact refund amount for your order, including whether it reflects the price you paid with a code or with the split add-on, is set by the Terms. Ask support if you want it in writing before you buy.

What does the fee refund not cover?

The fee refund is not a general refund policy. It covers one case: a 1-Step or 2-Step account that reaches a first payout under the program rules.

Being plain about this matters. A refundable fee lowers the cost of a challenge only for traders who get to a payout. If an account fails first, the fee is spent, and a new account means a new fee. If you want to know what happens after a breach, read about free retries.

Is a refundable fee worth more than a cheaper Instant fee?

A refundable fee is worth more when you expect to pass and reach a payout, and an Instant plan fits when you value skipping the evaluation over getting the fee back. Compare the two at the same size:

Prices checked 30 October 2026.

Two points worth weighing:

• On the evaluation plans, the fee is lower and can come back. You pay for that with the time and rules of the evaluation.
• On Instant, you trade funded from day one. The fee is higher and does not come back, and the loss limits are fixed: 12% static max loss and 3% daily on Classic Instant.

There is no right answer for everyone. If you are new to a firm, a refundable 1-Step or 2-Step is a lower-cost way to test the rules and the payout process. If you value a weekly payout rhythm from day one more than getting the fee back, Instant is the plan built for that.

How do you check that the refund was paid?

You check it on-chain. Each OctoFunded payout comes with a public transaction hash, so you can open it on a block explorer and see the amount and the wallet it went to. Our guide to check payout proof walks through it, and how prop firm payouts work covers the cycle.

Keep three records from the day you buy: the rules page, your order details and your checkout transaction. If the refund line on your first payout does not match what you expected, email [email protected] with those three items.

FAQ

Does OctoFunded refund the challenge fee?

Yes, on every 1-Step and 2-Step program in every market. The fee is refunded with your first payout on the funded account, subject to the program rules. Instant programs have no fee refund.

When do I get the OctoFunded refund?

With your first payout, not when you pass the evaluation. If the account never reaches a first payout, there is no payout for the refund to come with.

Which OctoFunded plans are refundable?

Classic 1-Step, Classic 2-Step, Perpetuals 1-Step, Perpetuals 2-Step and Futures 1-Step. Classic Instant, Perpetuals Instant and Futures Instant are not refundable.

Is the refund paid in crypto?

The refund comes with your first payout, and OctoFunded payouts are made in USDT or USDC with a public transaction hash, subject to the program rules.

Is the fee refund the same as a cancellation refund?

No. It is not a refund for a failed or unused account. It only applies when a 1-Step or 2-Step account reaches a first payout under the program rules. Read the Terms for cancellations and other cases.

Pick a refundable plan

Every OctoFunded 1-Step and 2-Step, in Classic, Perpetuals and Futures, refunds the fee with your first payout, subject to the program rules. Instant has no refund. Read the program rules, compare every OctoFunded price, and start with the size that lets you test the process.

See the refundable plans