No Evaluation Prop Firm: Skip the Challenge, Trade Funded From Day One
OctoFunded sells three accounts with no evaluation: Classic Instant, Perpetuals Instant and Futures Instant. Here is what you skip, what you pay for skipping it, and every price.
OctoFunded Trading DeskUpdated · 8 min read
A no evaluation prop firm lets you skip the challenge and trade a funded simulated account from day one, with no profit target to reach first. OctoFunded sells three of these Instant accounts, from $109, and the public code OFF10 takes 10% off every plan.
The useful question is "what exactly do I get, and what does skipping the test cost me?" This page answers both, with every price.
What you skip, and what you keep, when there is no evaluation
| A challenge (Classic 1-Step) | No evaluation (Classic Instant) | |
|---|---|---|
| Profit target before funding | 10% in one phase | None |
| First day on a funded simulated account | After you pass | Day one |
| Loss limits | Apply during the phase | Apply from the first trade |
| Profit split | 80% | 100% |
| Fee refund | With the first payout | None |
| $10,000 list price | $69 | $109 |
| $100,000 list price | $499 | $879 |
Prices checked 30 October 2026.
That table is the whole trade-off in seven lines. You skip the target and the wait. You pay more up front and do not get the fee back. You do not skip the rules.
Why traders look for a prop firm without a challenge
A challenge asks you to prove a strategy under a deadline you set for yourself and a target the firm sets for you. Some traders do well in that frame. Many do not, and the reasons are rarely about skill alone: they size up to reach the target, then the daily limit ends the phase. We cover the pattern in why traders fail challenges.
Removing the target removes the pressure to hit a number. On an Instant account there is no line to cross, only lines not to cross: a daily loss limit and a max loss. Your job on day one is the same as on day thirty: trade your plan inside those limits.
That does not make an Instant account easier. It makes it different. A challenge forgives nothing during the phase either, but if it ends you have usually paid less.
The three no evaluation accounts at OctoFunded
| Classic Instant | Perpetuals Instant | Futures Instant | |
|---|---|---|---|
| Markets | Forex, metals, indices, BTC and ETH as CFDs | Crypto, US stocks, gold, oil, open 24/7 | Dated crypto quarterlies, monthly index and commodity contracts |
| Evaluation | None | None | None |
| Daily loss limit | 3% | 3% | 2% |
| Max loss | 12%, static | 7%, static | 3%, static |
| Profit split | 100% | 90% | 90% |
| Payouts | First after 7 days, then weekly | On demand after 6 trading days | On demand after 5 trading days |
| Cap on payouts 1 and 2 | 3% of the initial balance each | Not in the rules text | Not in the rules text |
| Fee refund | None | None | None |
| Sizes | $10,000 to $100,000 | $2,000 to $1,500,000 | $25,000 to $300,000 |
All three use a static max loss, which means the floor stays where it starts and does not climb behind your profits. See static vs trailing drawdown for why that matters on an account you trade from day one.
Classic Instant: CFDs with a 100% split
Classic Instant is the account for forex, metals, indices and BTC and ETH as CFDs. It pays a 100% split on simulated profit, opens the first payout after 7 days and then pays weekly. Payouts 1 and 2 are each capped at 3% of the initial balance. The split and the caps are unpacked in the 100% split on Classic Instant, and the calendar in weekly payouts.
| Simulated balance | List price | With OFF10 | Daily loss (3%) | Max loss (12%) |
|---|---|---|---|---|
| $10,000 | $109 | $98.10 | $300 | $1,200 |
| $25,000 | $249 | $224.10 | $750 | $3,000 |
| $50,000 | $469 | $422.10 | $1,500 | $6,000 |
| $100,000 | $879 | $791.10 | $3,000 | $12,000 |
Prices checked 30 October 2026.
Perpetuals Instant: no challenge, open on weekends
Perpetuals Instant runs on the Perpetuals 24/7 market: crypto, US stocks, gold and oil, open on Saturday and Sunday. The rules are a 3% daily limit, a 7% static max loss and a 90% split, with a payout on demand after 6 trading days. It also has the smallest entry size of any OctoFunded account, $2,000, and the widest range, up to $1,500,000.
| Simulated balance | List price | With OFF10 |
|---|---|---|
| $2,000 | $159 | $143.10 |
| $5,000 | $319 | $287.10 |
| $10,000 | $479 | $431.10 |
| $25,000 | $799 | $719.10 |
| $50,000 | $1,199 | $1,079.10 |
| $100,000 | $2,399 | $2,159.10 |
| $200,000 | $3,999 | $3,599.10 |
| $300,000 | $5,599 | $5,039.10 |
| $500,000 | $8,399 | $7,559.10 |
| $1,000,000 | $14,399 | $12,959.10 |
| $1,500,000 | $20,399 | $18,359.10 |
Prices checked 30 October 2026.
Futures Instant: the tightest rules, the shortest wait
Futures Instant runs on the Futures market: dated crypto quarterlies and monthly index and commodity contracts. It has the tightest limits of the three, a 2% daily limit and a 3% static max loss, and the shortest wait in the rules text, a payout on demand after 5 trading days, with a 90% split.
| Simulated balance | List price | With OFF10 | Daily loss (2%) | Max loss (3%) |
|---|---|---|---|---|
| $25,000 | $1,900 | $1,710.00 | $500 | $750 |
| $50,000 | $3,000 | $2,700.00 | $1,000 | $1,500 |
| $100,000 | $3,952 | $3,556.80 | $2,000 | $3,000 |
| $150,000 | $4,800 | $4,320.00 | $3,000 | $4,500 |
| $200,000 | $5,700 | $5,130.00 | $4,000 | $6,000 |
| $300,000 | $7,700 | $6,930.00 | $6,000 | $9,000 |
Prices checked 30 October 2026.
A 3% max loss is narrow. On $100,000 it is $3,000 of room in total. This account fits a trader who already risks a small, fixed amount per trade. Plan it with risk per trade before you buy.
The honest cost of skipping the evaluation
Skipping the test is a product, and it has a price. Three costs are worth naming.
1. A higher fee per dollar of balance. A $100,000 Classic Instant is $879. A $100,000 Classic 1-Step is $499. You pay $380 more at list price to skip the 10% target.
2. No refund. On the 1-Step and 2-Step, the fee comes back with the first payout. On every Instant account, it does not. See challenge fee refund.
3. No warm-up. The loss limits are live on the first trade. A bad first day on a $10,000 Classic Instant can use the full $300 daily limit.
Illustrative arithmetic, not a forecast: on $25,000, Classic Instant costs $249 and a Classic 1-Step costs $169. The difference is $80. If you would have needed two attempts at the 1-Step, that is $338, more than the Instant. If you would have passed on the first try, the 1-Step was cheaper and refunded with the first payout. Which case is yours depends on your trading, which only you can judge. A full side-by-side is in instant funding vs a challenge and 1-Step vs 2-Step vs Instant.
Who an instant funded account with no challenge suits
It tends to suit traders who:
- have a tested approach and do not want to trade toward a target;
- keep risk small and steady, so the daily limit is rarely in play;
- want payouts to open early: after 7 days on Classic Instant, after 6 or 5 trading days on Perpetuals or Futures Instant.
It tends not to suit traders who:
- are still learning, because a cheaper challenge with a refund is a lower-cost place to practise;
- want the fee back;
- size up in the first days, because the limits apply from the first trade.
EAs are allowed, and there is no time limit. Read the line-by-line instant funded account rules and what instant funding is if you want more background.
How to start without a challenge
- Pick a market and a size from the tables above.
- Read the full program rules for your account.
- Pay with crypto: USDT (TRC20 or ERC20), USDC, BTC, ETH or SOL. Enter OFF10 at checkout for 10% off.
- Trade your funded simulated account from day one. Payouts are sent in USDT or USDC with a public on-chain transaction hash, subject to the program rules.
FAQ
Is there a prop firm without a challenge?
Yes. OctoFunded sells three Instant accounts with no evaluation: Classic Instant on CFDs, Perpetuals Instant and Futures Instant. You trade a funded simulated account from day one, subject to the program rules.
How much does a no evaluation account cost at OctoFunded?
From $109 for a $10,000 Classic Instant, from $159 for a $2,000 Perpetuals Instant and from $1,900 for a $25,000 Futures Instant, before the public code OFF10 takes 10% off. Prices checked 30 October 2026.
What is the catch with an instant funded account with no challenge?
You pay more per dollar of simulated balance than for a challenge, there is no fee refund, and the loss limits apply from the first trade. On Classic Instant, payouts 1 and 2 are also capped at 3% of the initial balance.
When can I request a payout without an evaluation?
On Classic Instant, after 7 days and then weekly. On Perpetuals Instant, on demand after 6 trading days. On Futures Instant, on demand after 5 trading days. All subject to the program rules.
Should I pick an Instant account or a challenge?
If you want the lowest entry cost and a fee refund with the first payout, a 1-Step or 2-Step challenge fits better. If you want to skip the target and trade funded from day one, an Instant account fits better.
Skip the challenge, keep the rules
Three Instant accounts, no evaluation, a funded simulated account from day one: Classic Instant from $109 with a 100% split, Perpetuals Instant from $159 open 24/7, and Futures Instant from $1,900 with payouts on demand after 5 trading days, all subject to the program rules. The public code OFF10 takes 10% off every plan.
