Crypto Prop Firm for US Traders: Perpetuals 24/7 With USDT Payouts
How a US trader can use OctoFunded Perpetuals: crypto, US stocks, gold and oil 24/7 on simulated capital, every limit in dollars, the full price list with OFF10 and USDT or USDC payouts with a public hash. Prices checked 30 October 2026.
OctoFunded Trading DeskUpdated ยท 8 min read
A crypto prop firm for US traders gives you a simulated account on crypto markets with fixed rules, and OctoFunded Perpetuals does it 24/7 from $159 with a 90% split and USDT or USDC payouts.
Our general guide to prop firms for US traders covers the Classic programs and the basics. This page is narrower: it is for the US trader who wants crypto, wants to trade evenings and weekends, and wants to be paid in stablecoins.
A plain note first: we show you every rule and every price.
Can US traders use a crypto prop firm?
Yes, at OctoFunded. We accept traders in the US, and the Perpetuals market is open to them on the same terms as everyone else.
This article does not describe US federal or state law, registration or tax, and it does not say how any state treats crypto. Those rules can differ between states and change over time. Read the OctoFunded Terms, check the rules where you live, and ask a qualified professional if you are unsure. Do that before you pay.
What does "crypto prop firm" mean here?
It means a simulated account where crypto is the main market, with the same structure as any prop challenge: a fee, a rulebook and a share of simulated profit if you stay inside the rules.
At OctoFunded the crypto market is Perpetuals. Perpetual contracts do not expire, so you do not roll positions. The same account also carries US stocks, gold and oil, which helps when crypto is quiet. For the general idea, see our crypto prop firm and crypto perpetuals prop firm guide pages.
If you would rather trade dated contracts around the US cash session, read our futures prop firm for US traders guide instead.
Why does 24/7 matter for a US trader?
24/7 matters because most US traders have a day job, and the hours they actually have are evenings and weekends.
| Your free time | Eastern Time (rough) | Pacific Time (rough) | Open on Perpetuals? |
|---|---|---|---|
| Before work | 06:00 to 08:30 | 06:00 to 08:30 | Yes |
| Lunch | Noon to 13:00 | Noon to 13:00 | Yes |
| Evening | 19:00 to 23:00 | 19:00 to 23:00 | Yes |
| Saturday and Sunday | All day | All day | Yes |
On a session-hours market, a Pacific trader's evening falls after the US close. On Perpetuals, the market is open whenever you sit down. Our guide to weekend trading covers how to plan around thinner weekend hours.
Two cautions. First, 24/7 is not a reason to trade 24/7. A tired trader breaks the daily limit faster than a slow market does. Second, the daily loss limit still resets on a fixed trading day; check the program rules for when, rather than assuming midnight where you live.
What are the Perpetuals rules?
Every Perpetuals program pays a 90% split. They differ in how you get there and how much room you have.
| Rule | Instant | 1-Step | 2-Step |
|---|---|---|---|
| Evaluation | None | 1 phase | 2 phases |
| Profit target | None | 6% | 4% per phase |
| Max loss | 7% static | 6% | 6% |
| Daily loss | 3% | 3% | 4% |
| Minimum days | Not applicable | None | None |
| Time limit | Not applicable | None | None |
| Payout timing | On demand after 6 trading days | See the program rules | See the program rules |
| Fee refund with first payout | No | Yes | Yes |
| Sizes | $2,000 to $1,500,000 | $5,000 to $1,500,000 | $10,000 to $1,500,000 |
On a $50,000 account those limits are, in dollars:
| Line | Instant | 1-Step | 2-Step |
|---|---|---|---|
| Profit target | None | $3,000 | $2,000 per phase |
| Max loss | $3,500 | $3,000 | $3,000 |
| Daily loss | $1,500 | $1,500 | $2,000 |
Crypto can move several percent in an hour. A 3% daily limit on $50,000 is $1,500, so a trader risking $300 a trade has five full losses of room, and fewer with open positions moving against them. Read the daily loss limit and risk per trade guides before you size. For choosing between programs, see 1-Step vs 2-Step vs Instant.
How much does a crypto prop firm account cost?
Perpetuals start at $159 and run to $20,399 at list price. The second figure in each cell is the price with the public code OFF10.
| Account size | Instant | 1-Step | 2-Step |
|---|---|---|---|
| $2,000 | $159 / $143.10 | Not offered | Not offered |
| $5,000 | $319 / $287.10 | $159 / $143.10 | Not offered |
| $10,000 | $479 / $431.10 | $239 / $215.10 | $219 / $197.10 |
| $25,000 | $799 / $719.10 | $399 / $359.10 | $359 / $323.10 |
| $50,000 | $1,199 / $1,079.10 | $599 / $539.10 | $519 / $467.10 |
| $100,000 | $2,399 / $2,159.10 | $1,159 / $1,043.10 | $999 / $899.10 |
| $200,000 | $3,999 / $3,599.10 | $1,959 / $1,763.10 | $1,759 / $1,583.10 |
| $300,000 | $5,599 / $5,039.10 | $2,719 / $2,447.10 | $2,399 / $2,159.10 |
| $500,000 | $8,399 / $7,559.10 | $3,999 / $3,599.10 | $3,599 / $3,239.10 |
| $1,000,000 | $14,399 / $12,959.10 | $7,799 / $7,019.10 | $6,999 / $6,299.10 |
| $1,500,000 | $20,399 / $18,359.10 | $11,799 / $10,619.10 | $10,519 / $9,467.10 |
Prices checked 30 October 2026. List price / price with OFF10.
The 2-Step is the cheapest route per size, and the Instant costs about twice as much because it skips the evaluation and has no fee refund. OFF10 is our only public code; see the OctoFunded coupon code page. If you are looking at the top sizes, our $1M funded account page puts them in dollars.
How do USDT payouts work for US traders?
Payouts are paid in USDT or USDC, on-chain, with a public transaction hash, subject to the program rules.
The hash is the proof. Paste it into a block explorer and you see the amount, the receiving address and the time yourself, without trusting a screenshot. Here is how to verify a payout transaction hash.
Three practical points:
- Pick the network you can receive on. Tether issues USDT on several blockchains, and a transfer on one chain does not arrive on another. Make sure your address matches the network you choose.
- USDT or USDC. Both are dollar stablecoins; our guide to USDC vs USDT for payouts covers the trade-offs, and the USDT payout prop firm page goes deeper on USDT.
- Keep records. Save every payment and payout hash with its date. Whether and how a payout is reported where you live is a question for a qualified tax professional, not for this article.
How do you pay for a challenge?
You pay in crypto: USDT on TRC20 or ERC20, USDC, BTC, ETH or SOL. There is no card or bank transfer.
Choose the coin and network at checkout and send the exact amount shown, to the address shown, on that network. If you send from an exchange, check that the amount arriving after its withdrawal fee still matches the payment page. For BTC, ETH and SOL the amount follows the coin price, so send it soon after the page loads. Our guide to paying with crypto walks through each step. We do not name or recommend exchanges or wallets; use one you trust that is permitted where you live.
A worked example on a $25,000 2-Step
An illustrative example follows. The results are made up and do not describe a real trader or a real payout.
A trader in Denver buys the $25,000 Perpetuals 2-Step for $323.10 with OFF10. She trades crypto in the evenings and a little gold on Sunday. She reaches $1,000 in phase one and $1,000 in phase two, never losing $1,000 in a day or $1,500 in total, with no deadline pushing her.
On the funded account, still on simulated capital, she closes $1,200 of simulated profit inside the rules. At a 90% split her share is $1,200 x 0.90 = $1,080, paid in USDT with a public hash, and the 2-Step fee is refunded with the first payout, subject to the program rules. This is arithmetic, not a forecast, and many traders do not pass.
Is Perpetuals the right OctoFunded market for you?
It fits if you want crypto as your main market, you trade outside US cash hours, and you are comfortable paying and being paid in crypto. It does not fit if you need card payment or want dated contracts around the US open. For the short product sheet, see the OctoFunded Perpetuals product sheet.
FAQ
Can US traders join a crypto prop firm like OctoFunded?
Yes. OctoFunded accepts traders in the US. Read the OctoFunded Terms and check the rules on crypto and trading products in your state before you pay, because this article does not cover US law or tax.
What can I trade on OctoFunded Perpetuals?
Crypto, US stocks, gold and oil on simulated capital. The Perpetuals market is open 24/7, weekends included, and contracts do not expire.
How much does a crypto prop firm account cost at OctoFunded?
Perpetuals start at $159 for a $2,000 Instant or a $5,000 1-Step and go up to $20,399 for a $1,500,000 Instant. The public code OFF10 takes 10% off. Prices checked 30 October 2026.
How are payouts paid to US traders?
Payouts are paid in USDT or USDC with a public on-chain transaction hash, subject to the program rules. On the Perpetuals Instant, payouts are on demand after 6 trading days.
Is an OctoFunded crypto account real money?
No. Challenges and funded accounts use simulated capital. A payout is a reward paid under the program rules, not a withdrawal from a live exchange or brokerage account.
Trade the hours you actually have
OctoFunded Perpetuals gives US traders crypto, US stocks, gold and oil 24/7 on simulated capital, with a 90% split on every program and sizes from $2,000 to $1,500,000. Plans start at $159. Use OFF10 for 10% off, pay in crypto and read the Terms first.
